DASK (Compulsory Earthquake Insurance)

Covers fire, explosion, or landslide caused by an earthquake — it does not cover furniture, personal belongings, or indirect losses such as lost rental income.

A valid DASK policy is required before a Tapu can be registered — it's a mandatory condition of the transaction. The policy runs for 1 year and must be renewed annually. The premium is calculated from the property's floor area and construction type; the maximum coverage amount is updated regularly by the state — confirm the current figure with your insurer or agent at the time of the deal.

Note: Turkey is preparing to expand this system into Zorunlu Afet Sigortası (ZAS), a single policy covering multiple natural disasters, not just earthquakes. As of when this was written, the law had not yet taken effect; this page will be updated once it does.